Welcome to Diverse Health Solutions. By accessing or using our website at diversehealthsolutions.com and our services, you agree to be bound by these Terms of Service. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
2. Insurance Disclaimer
Important Notice
Diverse Health Solutions is a licensed insurance agency. We help individuals and families find and compare health insurance options from various insurance carriers.
We are not the insurance carrier. Insurance products and coverage are provided by licensed insurance carriers, not by Diverse Health Solutions. Coverage availability, terms, and pricing vary by carrier and location.
Our role is to:
- Provide information about available health insurance options
- Help you compare plans from multiple carriers
- Assist with the enrollment process
- Provide ongoing customer support
We do not:
- Guarantee coverage or approval
- Set insurance rates or premiums
- Make claims decisions
- Provide medical advice
3. Description of Services
Diverse Health Solutions provides health insurance advisory services, including:
- Health insurance quotes and comparisons
- ACA marketplace enrollment assistance
- Individual and family plan recommendations
- Supplemental coverage guidance
- Enrollment processing assistance
4. User Responsibilities
By using our services, you agree to:
- Provide accurate and complete information
- Keep your account information current
- Not use our services for any unlawful purpose
- Not attempt to interfere with the proper functioning of our website
- Not impersonate any person or entity
5. SMS Text Messaging Terms
By consenting to receive SMS messages from Diverse Health Solutions, you agree to the following terms:
5.1 Purpose
Messages will be sent for marketing or promotional purposes related to our products and services.
5.2 Message Frequency and Fees
Message frequency may vary. Standard message and data rates may apply as determined by your mobile carrier. We are not responsible for carrier charges.
5.3 Third-Party Sharing
We do not sell, rent, or share your SMS opt-in information with third parties for their marketing purposes.
5.4 Opt-Out
Text STOP to any message to unsubscribe. You will receive a confirmation message. After opting out, you will no longer receive SMS messages from us.
5.5 Help
Text HELP to any message for assistance, or contact us at [email protected] or (786) 817-3920.
5.6 Consent Not Required
SMS consent is optional and not required to use our services. You may access all services without opting in to SMS communications or checking any consent boxes on our forms. All checkbox consents are completely voluntary.
6. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Diverse Marketing & Consulting Group LLC or its licensors and is protected by copyright and other intellectual property laws.
7. Limitation of Liability
To the fullest extent permitted by law, Diverse Health Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services.
We do not guarantee that our website will be uninterrupted, secure, or error-free. We are not responsible for any errors or omissions in the content provided on our website.
8. Indemnification
You agree to indemnify and hold harmless Diverse Marketing & Consulting Group LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our services or violation of these Terms.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites. Your use of third-party websites is at your own risk.
10. Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified terms.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
12. Dispute Resolution
Any disputes arising out of or relating to these Terms shall be resolved through good faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with Florida law.
13. Contact Us
For questions about these Terms of Service, contact us at:
Diverse Marketing & Consulting Group LLC
DBA Diverse Health Solutions
8260 NW 27th St #402
Doral, FL 33122
Phone: (786) 817-3920
Email: [email protected]